Journey 2

Something happened. What may cover this?

Start with the loss event, then map to possible policy families and exclusions.

TIFT-PERS-HOME

Basement flooding and sewer backup

Possible coverage may include Home / condo / tenant or a related endorsement, depending on the actual facts and policy wording.

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TIFT-PERS-HOME

Overland water and flood

Possible coverage may include Home / condo / tenant or a related endorsement, depending on the actual facts and policy wording.

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TIFT-LIAB-POLL

Oil tank leakage and environmental pollution

Possible coverage may include Environmental / pollution liability or a related endorsement, depending on the actual facts and policy wording.

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TIFT-PERS-HOME

Mould after water damage

Possible coverage may include Home / condo / tenant or a related endorsement, depending on the actual facts and policy wording.

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TIFT-SPEC-EVENT

Home-based business loss

Possible coverage may include Event, specialty, and niche risks or a related endorsement, depending on the actual facts and policy wording.

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TIFT-PROP-COMM

Stolen tools and equipment

Possible coverage may include Commercial property or a related endorsement, depending on the actual facts and policy wording.

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TIFT-COMM-CRIME

Employee theft

Possible coverage may include Crime / fidelity / employee dishonesty or a related endorsement, depending on the actual facts and policy wording.

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TIFT-COMM-CYBER

Funds-transfer fraud

Possible coverage may include Cyber and privacy or a related endorsement, depending on the actual facts and policy wording.

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TIFT-COMM-CYBER

Cyber extortion and ransomware

Possible coverage may include Cyber and privacy or a related endorsement, depending on the actual facts and policy wording.

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TIFT-LIAB-CGL

Customer injury at a store or premises

Possible coverage may include Commercial general liability or a related endorsement, depending on the actual facts and policy wording.

Read scenario