Journey 3

Understand my coverage.

A policy is a set of coverage grants, exclusions, limits, definitions, endorsements, and conditions.

Declarations

Who is insured, what is insured, policy period, limits, deductible, and forms.

Insuring agreement

The first place to check what the policy actually agrees to cover.

Exclusions and conditions

What is not covered and what the insured must do to preserve coverage.

Do not upload policy documents until a privacy and retention process is clearly available. For now, use this as a checklist.