Declarations
Who is insured, what is insured, policy period, limits, deductible, and forms.
A policy is a set of coverage grants, exclusions, limits, definitions, endorsements, and conditions.
Who is insured, what is insured, policy period, limits, deductible, and forms.
The first place to check what the policy actually agrees to cover.
What is not covered and what the insured must do to preserve coverage.