Coverage family

Property insurance: when property is damaged

Property insurance starts with physical loss or damage, then asks whether the cause is covered or excluded.

TIFT-PROP-COMM

Commercial property

Buildings, stock, equipment, contents, and insured physical loss.

TIFT-PROP-BI

Business interruption

Lost income or extra expense after insured property damage interrupts operations.

TIFT-PERS-HOME

Home / condo / tenant

Dwelling, contents, personal liability, additional living expense, sewer backup, overland water endorsements.

TIFT-PERS-AUTO

Personal auto

Liability, accident benefits, collision, comprehensive, specified perils, uninsured or underinsured issues.