Coverage family

Liability insurance: when someone says you caused harm

Liability coverage is about claims made against you by someone else.

TIFT-LIAB-CGL

Commercial general liability

Third-party bodily injury or property damage alleged by others; exclusions and endorsements matter.

TIFT-LIAB-PROF

Professional liability / E&O

Alleged professional mistake, advice error, omission, or negligence.

TIFT-LIAB-POLL

Environmental / pollution liability

Oil leak, fuel spill, contaminant release, cleanup cost, or third-party pollution damage.