Commercial general liability
Third-party bodily injury or property damage alleged by others; exclusions and endorsements matter.
Coverage familyTIFT-LIAB-CGL TIFT-LIAB-PROF TIFT-LIAB-POLL TIFT-PROP-COMM TIFT-PROP-BI TIFT-PROP-COC TIFT-COMM-CRIME TIFT-COMM-CYBER TIFT-BOND-SURETY
Commercial insurance: business risk in product-code form
Commercial insurance is a package of risk-transfer tools for organizations.
Professional liability / E&O
Alleged professional mistake, advice error, omission, or negligence.
Environmental / pollution liability
Oil leak, fuel spill, contaminant release, cleanup cost, or third-party pollution damage.
Commercial property
Buildings, stock, equipment, contents, and insured physical loss.
Business interruption
Lost income or extra expense after insured property damage interrupts operations.
Course of construction / builder’s risk
Property under construction, renovation, materials, and project-phase loss.
Crime / fidelity / employee dishonesty
Employee theft, fraud, forgery, disappearance of money, securities, tools, inventory, or property.
Cyber and privacy
Cyber event, ransomware, privacy breach, funds transfer fraud, or social engineering questions.
Surety bonds
Bid, performance, labour and material payment, maintenance, license, and permit bond questions.